Enter the deal in the yellow cells. Payments update instantly for every lender program.
Payments are estimates for sales conversations only — final terms, approval, and payment
amounts are set by the lender. Programs reflect the Wells Fargo price sheet (eff. 11/03/2025)
and the 1st Security Bank Diamond Spa rate sheet (eff. 4/30/2026); plan/program numbers are
shown next to each term. Grayed-out rows fall below that program's minimum for the current
deal. Each program's paid-at-signing percentage is a total that sales tax counts toward, so
“cash due at signing” shows the requirement less the tax rate — e.g. a 25% program at a 9%
tax rate needs 16% in cash, and tax makes up the rest.
Wells Fargo “No Interest if Paid in Full” plans are deferred-interest: the
payment shown clears the balance within the promo window; if the balance is not paid in full
by then, interest applies from the purchase date. Plan 1612's payment is a 2% minimum payment,
not a fixed payoff schedule. 1st Security Bank deferred programs have no
payments and no interest during the deferral; the payment shown begins after it. 1SB requires
homeowners, a 640+ credit score, and a $2,500 minimum financed; approvals are good for 180
days. Highlights: Lowest monthly payment is the smallest qualifying payment
and 0% APR is the lowest true-0% payment available.